Important reasons for worker’s compensation schemes
Most people don’t spend too much time thinking about the risks involved with going to work each day. In their mind, work is the very routine place they go to get the job done, and riskier activities can happen on the weekend or on vacation. And to be fair, the workplace should not be somewhere that is risky or dangerous. It is the responsibility of employers and workplace managers to ensure that the work place is somewhere that is safe for employees to be. But unfortunately, this is not always the case.
Some employers neglect to maintain a safe work zone and this can cause injury for employees. And what’s worse, many of these people who are injured don’t even realize the rights that they have in this situation. They may end up paying for the costs out of their own pocket, or billing their insurance and watching their rates skyrocket. The truth is, that if you’re injured on the job, it’s very important to analyze the real causes of this incident and place responsibility where it truly belongs.
What types of accidents can happen in the workplace?
The workplace, just like any other place, is somewhere that accidents can and do happen. These can happen for a variety of reasons, but it is important to simply acknowledge that there are risks associated with any sort of activity. Depending on the type of job you have, there may be different risks involved. And there are injuries that can happen at any type of job. For example, an individual could get hit by a car in the parking lot of his or her workplace. But only a chef is going to be injured by improperly maintained knives.
People who have very physical jobs, such as in construction, mechanics or labor, have a higher chance of an accident than people who work in less physical jobs such as in an office. The physical jobs that involve machinery of some kind pose an especially high risk. It is vital that all machinery has been inspected and properly maintained to avoid injuries in the workplace. All equipment, no matter what the job, has the potential to be a hazard if it is not maintained properly. For example, a ladder could break and send a window cleaner crashing to the ground. A truck driver could be injured if the truck he or she is driving has not been properly inspected and it blows a tire. Such resulting injuries might not be caused by the worker, but instead are a product of the negligence of their employer. It is the responsibility of the employer to make sure that all equipment is maintained properly for their employees to use.
Even people who work in offices are at risk of injury. They could slip and fall on a wet floor that has not been marked as such, or trip on carpets that are not secured to the floor properly. And if an office manager decides to pack more people into an office than is the recommended capacity, there could be injuries in case of a fire when everyone can’t escape in time. In all of these cases, again, it is the employer’s responsibility, not the employees, to make sure that the codes are met for safety standards.
What if you are injured?
If you are injured in the workplace and you do not believe that it was your fault, you are eligible to receive a settlement. This will help compensate you for the costs of your injuries, and the lost income if you have to miss work because of them. First, you need to document everything about the injury or accident. This means recording the exact time and place, the information about any people involved, any equipment, photos and videos of the scene, etc. You will then provide this information to your worker’s compensation lawyer to review. They will put together a case to bring to a judge and explain how this injury was not your fault. Your lawyer will aim to take care of all the details of this case so you can focus on getting better. You shouldn’t have to deal with all the burdens of financial trouble in addition to this injury that was unwarranted. So trust your lawyer and they will take your case to court to help you win a settlement.
If you’re worried about creating a bad relationship with your employer after this incident, don’t worry as it won’t change the situation. The most important thing to focus on is getting better after your injury and looking after yourself. Your employer may thank you in the long run for pointing out the shortcomings in the safety of the workplace.